Get to know us

Located in Beautiful Southern California, we thrive on the success and satisfaction of our clients.

Calculators

Calculate your mortgage, interest rates, and more.

Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.

Our ServicesFind Loan Products We Offer

Purchase

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

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Refinance

We're committed to helping you refinance with the competitive rates and fees in the industry today. Check out our Rates, Calculate your Payment, or Start the Process Today!

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Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Qualify" You will be contacted once your application is submitted. Submit your Application

What I Do

The cornerstone of my business is integrity. For over 20 years, I have shared my expertise to personally assist hundreds of families with responsible and affordable home financing.

As a mortgage broker in the San Francisco/Bay Area and California, my mission is to empower homeowners through transparency in the mortgage process.
Specializing in home loans, both purchase and refinance mortgages, VA Loans, FHA, Jumbo Financing, First Time Home Buyers, Refinance, Equity or Cash Out Refinances. I'm committed to finding the lowest rates and fees for my clients. I'm "clearly on your side" and encourage you to contact us and see for yourself.

We also specialize in working with first time home buyers. Buying your first home can be intimidating, but working with me I personally help you understand the process from start to finish. I want to make sure that you get the best deal possible and that your experience in buying your first home is exciting!

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

Jumbo, Conventional, FHA & VA Loans in Redwood City, California

Welcome to the official site of Imad Canavati. We are a full service mortgage company based in Redwood City, California. We specialize in FHA Mortgages, VA, Jumbo and Conventional Loans in Redwood City, California. We also serve the surrounding cities in San Mateo County. Whether you are buying a home or refinancing in our neighborhood, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

Contact Imad Canavati today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

WHAT PEOPLE SAYSome of our Awesome Testimonials

Imad is the best. He knows the mortgage business better than anyone I have ever worked with before, and I have had more than 20 mortgages. I would give him 6 stars if I could! I am retired now, and don't have any regular income reported on a W2. Mortgage companies have a big problem with that. Imad was able to navigate the maze, find an excellent mortgage company, refinance my current home and get a new high limit mortgage on my new home. The interest rates and fees he found were the best, and I had looked at many lenders. Imad is very smart. knowledgeable, competent, and thinks outside the box. He is also a really nice guy, easy going, and fun to talk to. It would be a big mistake to use anyone else.

Roy Reichwein

I can wholeheartedly recommend Imad as your mortgage broker. He was fantastic to work with and extremely knowledgeable, detailed and efficient. After talking with him in the morning and providing him with my financial info that same afternoon I had a pre-qual from a lender in hand that evening. He was very helpful answering my questions through the whole process and always returned my calls quickly if he was not available when I called. I will definately refer Imad to anyone looking for a mortgage broker.

Lisa C.

Imad was fantastic and so helpful throughout our home buying process. He helped us get the best possible loan and helped advise us when we were not sure what to do. He stayed in contact through the entire process, kept us updated and was very professional. He made the process easy and convenient since we were able to sign documents as needed via email. I highly recommend Imad, he made our dream home a reality!

Rachael K

Scott Valley, CA

I've worked with Imad over the last ten years and my last three home sales and three purchases. We were able to move up in home value and size entirely due to him being able to secure better interest rates than any bank could quote or advertize and his market savvy. In the San Francisco market, you have to expect to make many more rejected offers on homes to eventually have an accepted offer, but we made exactly three accepted offers. This is entirely due to Imad understanding the market, being available virtually around the clock, working closely with our agent, and making the most appealing offer to the seller. Everyone I talk to I stress the importance of your lender/loan officer in competitive markets, and Imad is the reason we've been able to purchase. I can't recommend him highly enough.

Dimitry Y

San Francisco

Imad was our mortgage broker for two homes. He is extremely knowledgeable, efficient, and definitely goes the extra mile for his clients. In a world that is becoming more and more Jack-in-the-Box, Imad offers personal, responsive support through the sometimes overwhelming experience of financing a new home.

celeste971

San Francisco

Imad will treat u like family , he’s been my mortgage broker for years and I put a lot trust in him . Very professional, always available, local , family man , understands the mortgage business and lending extremely well , I think he works with multiple banks because I remember that the first bank refused my loan but he was able to shop the loan around to deferent banks to get me the rate that he promised . Highly recommended .

Sal k

Belmont

Imad came highly recommended and lived up to all the praises we had heard from his previous clients. He got us a great loan and proved to be knowledgeable, attentive and thorough. The entire process was quick and easy. We are happy to recommend Imad and are sure he will provide excellent service to anyone who chooses to work with him.Thank you, Imad!

sirmapandev

Santa Clara, CA

I have been working with Imad for over 10 years and he has helped me with several loans on 2 different properties. He is very knowledgeable and always on top on the different loan options available to meet my needs. Imad is honest and always looking out for my best interests.

melhihi

Aliso Viejo, CA

Imad took care of every detail of a complicated loan refinance process and got the deal done on time with the promised rate. I could not be happier with his performance. I give Imad the highest recommendation.

rbedros

Redwood City, CA

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